I got home yesterday, was going through a mail, and opened a non-descript letter. It was from the bank I have my car loan with, indicating my payment was past due. Odd, I though, I remember paying this. I went and checked my records, and I did pay it, 2 weeks early at that. A called them, and about the time the person on the other end picked up, I noticed the problem. I made a payment to the bank that I had my former car loan with (years ago). Go me! So I called that bank, and they are working on issuing me a refund, but who knows when I'll get it. I'm so very annoyed with myself right now.